Archive for the ‘Individual Health Insurance’ Category

When is Obamacare Open Enrollment for 2018?

|

We’ve given up trying to predict what the outcome will be of the various political processes involved in trying to repeal and replace Obamacare! It may or may not happen.

We have to work with what the situation is now. And as of this writing, Obamacare is still the law that governs individual health insurance. And …

Continue Reading

BlueChoice Leaves the Obamacare Marketplace: What you need to know

|

As Open Enrollment draws near, we are beginning to get some information about what we can expect to see in the health insurance market. On Tuesday we got a really significant announcement:

BlueChoice HealthPlan will not offer health insurance in the federal Marketplace for 2017.

Since a majority of our health insurance clients …

Continue Reading

What is the deadline for enrolling in Obamacare?

|

Everyone is now technically required to have health insurance.

Hey – we’re not here to be political – that’s just the way it is whether we like it or not. If you’re not covered through an employer plan, you’re supposed to get an individual policy.

Here’s what a lot of people still don’t realize:

You can only buy …

Continue Reading

One Obamacare Plan Covers Lexington Hospital in Network

|

If you’re buying individual health insurance for 2016, and live in Columbia, this is for you:

There is only one company whose network for Marketplace plans includes Lexington Hospital.

If you receive care at Lexington Hospital in the Columbia area, you need to pay particular attention to provider networks when selecting a health insurance plan on the Obamacare …

Continue Reading

What is the Penalty for Not Having Obamacare

|

One of the most controversial parts of the Affordable Care Act (commonly referred to as Obamacare) is the “individual mandate” — the requirement that every person have compliant health insurance coverage.

There are penalties for not having qualified coverage — many people learned about these when they completed their 2014 taxes (and many will see them …

Continue Reading

Proposed 2016 Price Increases for Individual Health Insurance

|

Health insurance companies have already had to file requests for rate increases in 2016, and many of those were made public on Monday, June 1.

The news does not look good.

The requests and rate increases apply to individual health insurance plans – those sold both on and off the government Marketplace.

In summarizing the release, Larry Levitt of …

Continue Reading

Can I get health insurance outside open enrollment?

|

Many people have been surprised to learn that individual health insurance plans must be purchased during open enrollment. What!?!
And open enrollment already ended for the year.

So what can you do if you need health insurance outside open enrollment? Here’s what we recommend:

Continue Reading

How to Pay Your Blue Cross Blue Shield of South Carolina Bill

|

Enrolling in a health insurance plan was only the first part of getting covered.

The second part is paying your bill! If you recently signed up for health insurance on or off of the Marketplace, your payment is due before the 1st.

If you enrolled in an Obamacare plan with Blue Cross Blue Shield of South Carolina, …

Continue Reading

Don’t Be Surprised by the Obamacare Open Enrollment Deadline

|

You CANNOT get an individual health insurance policy in 2015 after February 15th.

Everyone needs to be aware of this but very few people are.

One of the changes brought about by the Affordable Care Act (Obamacare) is that people can only get coverage during the “Open Enrollment” period each year. And that window is about to …

Continue Reading

What Does a Copay Really Cover?

|

Here’s a true story about two people who saw an orthopedic doctor.

In both cases the orthopedic doctor took a few x-rays and then consulted with the patient about the results.

Each had health insurance with a copay, but they were insured with different companies. The results turned out very differently.

The Copay Surprise

Person A – we’ll call him …

Continue Reading