Archive for the ‘Obamacare’ Category

BlueChoice Leaves the Obamacare Marketplace: What you need to know

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As Open Enrollment draws near, we are beginning to get some information about what we can expect to see in the health insurance market. On Tuesday we got a really significant announcement:

BlueChoice HealthPlan will not offer health insurance in the federal Marketplace for 2017.

Since a majority of our health insurance clients …

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What is the deadline for enrolling in Obamacare?

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Everyone is now technically required to have health insurance.

Hey – we’re not here to be political – that’s just the way it is whether we like it or not. If you’re not covered through an employer plan, you’re supposed to get an individual policy.

Here’s what a lot of people still don’t realize:

You can only buy …

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One Obamacare Plan Covers Lexington Hospital in Network

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If you’re buying individual health insurance for 2016, and live in Columbia, this is for you:

There is only one company whose network for Marketplace plans includes Lexington Hospital.

If you receive care at Lexington Hospital in the Columbia area, you need to pay particular attention to provider networks when selecting a health insurance plan on the Obamacare …

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What is the Penalty for Not Having Obamacare

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One of the most controversial parts of the Affordable Care Act (commonly referred to as Obamacare) is the “individual mandate” — the requirement that every person have compliant health insurance coverage.

There are penalties for not having qualified coverage — many people learned about these when they completed their 2014 taxes (and many will see them …

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Proposed 2016 Price Increases for Individual Health Insurance

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Health insurance companies have already had to file requests for rate increases in 2016, and many of those were made public on Monday, June 1.

The news does not look good.

The requests and rate increases apply to individual health insurance plans – those sold both on and off the government Marketplace.

In summarizing the release, Larry Levitt of …

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Can I get health insurance outside open enrollment?

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Many people have been surprised to learn that individual health insurance plans must be purchased during open enrollment. What!?!
And open enrollment already ended for the year.

So what can you do if you need health insurance outside open enrollment? Here’s what we recommend:

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Last Call for Obamacare Open Enrollment

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It’s time. 

Whether you’ve procrastinated, forgotten, or are just finding out… you’ve arrived at the deadline.

The Open Enrollment period for Obamacare 2015 ends this weekend.

If you haven’t gotten health insurance by then, you will be out of luck for the rest of 2015 (unless you have a “qualifying life event”).

Just to be clear:

You cannot get individual …

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Don’t Be Surprised by the Obamacare Open Enrollment Deadline

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You CANNOT get an individual health insurance policy in 2015 after February 15th.

Everyone needs to be aware of this but very few people are.

One of the changes brought about by the Affordable Care Act (Obamacare) is that people can only get coverage during the “Open Enrollment” period each year. And that window is about to …

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Do you have to be a U.S. citizen to qualify for Obamacare?

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Can someone who is not an American citizen get Obamacare coverage?

Yes this is possible. In fact, many non-citizens can qualify for insurance and premium subsidies. Read on to see who they are and what they need to do.

Before we move on, let’s address one hot political question: Can an illegal alien get Obamacare coverage?

No.

How an …

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Why does my health insurance company need my social security number?

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Is this some kind of scam?

If you’re insured with Blue Cross Blue Shield of South Carolina, you may have gotten a letter requesting your social security number. It is legitimate.

The Affordable Care Act requires insurance companies to send the federal government a list of their members who have “minimum essential coverage” as defined by the …

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