Archive for the ‘Short Term Health Insurance’ Category

What can I do if I don’t like my Obamacare health insurance plan?

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Having second thoughts?

You’re not alone. Obamacare plans are working marvelously for some people, but others are questioning whether they made the right decision.

Maybe you’re one of the many people who found your doctors are no longer in your plan’s network.
Or maybe you’re finding the price is a lot higher than you had hoped, even with …

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How to Compare Short-term Health Insurance Plans

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Welcome to the post-Obamacare world.

Not really. But for the rest of the year, we are in the post-open-enrollment world.

The initial Obamacare open enrollment period ended on March 31, so unless you have a “qualifying event” (birth, divorce, marriage, loss of employer benefits) you cannot set up an individual health insurance plan on or off the …

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Is it too late to get health insurance?

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Is individual health insurance dead?

Well, sort of. 

Under Obamacare (the Affordable Care Act), individual health insurance is only available during the open enrollment period each year. For 2014, that period ended March 31.

So health insurance plans available on the government exchange with possible subsidies are gone for this year. What many people don’t realize is that …

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Introducing our “Nobamacare” Plan

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If you chose not to enroll in Obamacare, you’re not alone.

We’re not being political about this, but the statistics are clear — there are a lot of people who did not sign up. Some people probably just forgot. Others stayed away on principle. Of course, some just couldn’t afford it.

We want you to know there …

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Is a Short-term Health Insurance Plan Obamacare Compliant?

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Short-term health insurance plans are a really good alternative to the Obamacare plans available at Healthcare.gov. We’ll show you three reasons why below.

Before we do that, though, let’s answer the question. Are short-term health insurance plans Obamacare-compliant?

No. That is, because the plans are not “annually renewable” health insurance plans, they don’t have to meet all …

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Can I buy a child-only health insurance plan for my kid?

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Child-only policies are back.

Years ago we used to sell a lot of child-only health insurance policies. Many people found they could get better coverage for less money for their kids with this kind of plan than they could by adding them to the plan they had at work.

When the Affordable Care Act passed, one unintended …

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Can I get health insurance after open enrollment ends?

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Very few people realize that they will be unable to buy a health insurance plan for the majority of the year.

But it’s true. Under the Affordable Care Act (“Obamacare”), there is an “open enrollment” period each year during which people are able to enroll in an individual health insurance plan. Under the new law they …

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Can I Change My Health Insurance Plan in Obamacare? Am I Locked in?

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We get this question a lot.

And that makes sense — after all, it can be difficult to decide between all of the different plans. What if you think you made the wrong choice? What are your options? Can you drop your plan?

The short answer is YES… sort of.

Let’s be very clear: When you sign up …

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What to do if your health insurance policy is being canceled

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Reports are circulating (like this one) that millions of Americans are losing their health insurance coverage.

Some of this is due to employers dropping coverage, but the majority seems to be individual health insurance policyholders being told their plans are being canceled and that they must re-enroll in an ACA-certified plan (that is, a plan that …

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