Archive for the ‘Supplemental Insurance’ Category

Sports injuries, broken arms, and accident insurance

|

Have you ever wondered if a goalkeeper ever crashes into a goalpost when diving to block a shot?

Sure. I saw it happen on an under-8 soccer team I was coaching. One of the kids was trying to block a shot on goal, dove to his left, and wound up hitting his head on the post.

Ouch. …

Continue Reading

Can healthcare.gov be hacked? Is your information safe?

|

Mother Jones magazine is about as far from conservative as a publication can get. So there’s no political axe to grind in their reporting on this issue.

In other words, they aren’t exactly trying to destroy “Obamacare.”

So it’s worth paying attention when they describe (in fairness, a few months ago), “How Healthcare.gov Could Be Hacked.”

According to …

Continue Reading

Is your personal information safe on Healthcare.gov?

|

You’ve heard about the problems with the federal government’s health insurance marketplace at Healthcare.gov.

It’s becoming increasingly apparent that we can add another significant problem to the list: the security of your person information. And make no mistake, the exchange asks you for a LOT of personal information before you can buy health insurance and receive …

Continue Reading

A Simple Obamacare Solution for Small Business

|

There’s a very simple way for your small business to respond to Obamacare:

Drop it. Forget it. Don’t worry about it.  Really?

Yes. The easiest way to handle health insurance under Obamacare is to drop your group health insurance plan.  Read on to see how and why this could work for you and your employees.

Continue Reading

How to Get Rid of HR and Compliance Issues

|

Let’s face it: HR can be a complicated mess for a small business. A real headache

Photo Credit: bark via Compfight cc

You have to deal with tax issues, legal issues, Department of Labor regulations, all kinds of notices, and who knows what else! You’ve got rules from the feds and the state. And …

Continue Reading

What to Do if You Can’t Afford Health Insurance

|

“I just can’t afford health insurance anymore. What can I do?”

We hear some version of this question regularly. And for good reason. The economy is struggling and a lot of people are having a hard time. They know health insurance is important, but we all know it is really expensive!

We’ll leave the questions of why …

Continue Reading

What if I Can’t Get (or Afford) Health Insurance?

|

Not everyone can get health insurance. That will change in 2014, but what can you do until then?

If your health history is preventing you from getting a major medical insurance policy, there are a few things you can do. These options are not ideal — they won’t provide catastrophic protection (a ceiling on your potential …

Continue Reading