Archive for the ‘Uncategorized’ Category

How to Get Dental Reimbursement from BlueCross BlueShield of SC

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Does your health insurance plan give you any help with dental costs?

If you have a “BlueEssentials” plan with BlueCross BlueShield of SC (and if you have a Marketplace plan, it’s with BCBS), your plan includes a little bit of help with costs related to preventive dental care.

All BlueEssentials plans include dental allowances for adults and …

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How to Receive Dental Benefit from BlueChoice HealthPlan

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If you’re enrolled with BlueChoice HealthPlan, you’ve got a nice preventive dental benefit included in your health insurance plan.

This is true both for individual policies (“BlueOption plans”) and group health plans.

Here’s what you get:

One exam every six months: $50 allowance for initial/$50 allowance for periodic
One cleaning every six months: $50 allowance

If you’re as good at …

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How to Pay Your BlueCross SC Bill

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If you’re like many of our clients, you enrolled in Marketplace health insurance plan with BlueCross BlueShield South Carolina.

As you (hopefully) know, your first premium must be paid in order for your plan to take effect January 1. There are a few ways you can pay:

Pay by phone. Have BlueCross ID number handy and call …

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Open Enrollment 2017 has begun

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Here’s what you need to know:

There are fewer insurance companies offering plans in 2017, so options will be more limited than last year.
If you’re eligible for a subsidy, you will need to go through the process again to re-certify your subsidy for 2017.
If you’re not receiving a subsidy, you may be able to let your …

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Our interview with NPR about Gap Plans

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Gap plans are one of the innovative ways that some insurance companies, consumers, and especially small businesses are responding to rising health insurance costs.

Whatever you think of the Affordable Care Act (Obamacare), it is undeniable that costs are going up across the board. (That’s not a political statement – we’ve been staying out of that! …

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How long can I go without health insurance and not pay the fine?

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As you know, under the rules of the Affordable Care Act (Obamacare), anyone who doesn’t have qualified health insurance (or an exemption) will pay a fine on their taxes.

Here’s what you need to know:

How much is the fine?

The fine has gone up every year. For 2016 you’ll pay the higher of:

2.5% of your household income …

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BlueCross and BlueChoice Pharmacy Change

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Here’s an important change that may impact where you get prescription drugs.

BlueCross BlueShield of South Carolina and BlueChoice HealthPlan have made a change to the pharmacy network for their individual health insurance plans.

Effective October 1, these members must utilize the Advanced Choice Pharmacy Network in order to receive benefits. The new network of pharmacies includes access …

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What are Activity Limits on Altrua Health Sharing?

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Thousands of people are discovering health sharing ministries as a more affordable alternative to Obamacare.

But there are a few limitations that you need to consider. The first of these are “Activity Limits.”

One way that Altrua is able to keep monthly member contributions so low is by requiring those with greater likelihood of incurring health costs …

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A New Way to Pay Your BlueChoice Bill

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For our South Carolina clients who have an individual health insurance plan with BlueChoice Health Plan, here’s their news release about a new, more efficient way to pay your bill:

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Testimonial: Why you shouldn’t leave home without travel insurance

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Mike and Sherry Nickols knew better.

But life was hectic as they prepared for their daughter’s wedding and for their celebratory cruise afterward, and they just forgot one important detail. Here’s the story:

What a frightening experience!

When they found themselves in the midst of a medical crisis in a run-down foreign hospital, they had nowhere to turn for …

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