Archive for the ‘Uncategorized’ Category

What are Activity Limits on Altrua Health Sharing?

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Thousands of people are discovering health sharing ministries as a more affordable alternative to Obamacare.

But there are a few limitations that you need to consider. The first of these are “Activity Limits.”

One way that Altrua is able to keep monthly member contributions so low is by requiring those with greater likelihood of incurring health costs …

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A New Way to Pay Your BlueChoice Bill

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For our South Carolina clients who have an individual health insurance plan with BlueChoice Health Plan, here’s their news release about a new, more efficient way to pay your bill:

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Testimonial: Why you shouldn’t leave home without travel insurance

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Mike and Sherry Nickols knew better.

But life was hectic as they prepared for their daughter’s wedding and for their celebratory cruise afterward, and they just forgot one important detail. Here’s the story:

What a frightening experience!

When they found themselves in the midst of a medical crisis in a run-down foreign hospital, they had nowhere to turn for …

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Another Alternative to Obamacare

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We regularly hear some version of this question:

“Are there alternatives to Obamacare?”

Some people ask because their monthly costs in Obamacare are really high (and they aren’t eligible for subsidies). Some people ask on more philosophical, conscience-driven grounds. Sometimes people are looking for the cheapest way to avoid being fined for not having qualified coverage.

Our answer …

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How Can I Get Health Insurance Outside Open Enrollment?

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It surprised a lot of people.

Unfortunately, many people are not aware that one significant change in health insurance under Obamacare is that the only time you can enroll in an individual health insurance plan is during the Open Enrollment period each year.

If you missed it, you might be out of luck. Here’s what you can …

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BlueChoice Value-Added Benefits

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Most of our individual health insurance clients in South Carolina purchase coverage with BlueChoice HealthPlan (as we do for our own family).

There are several reasons for this, but it generally boils down to it being the best combination of benefits and price available for most people in South Carolina.

Many of our clients are not aware …

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Blue CareOnDemand

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Our clients in South Carolina who are insured through BlueCross BlueShield of South Carolina or BlueChoice HealthPlan now have access to Blue CareOnDemand, a telemedicine service that is included with your health plan.

With Blue CareOnDemand, you can consult with a doctor using a smartphone, tablet or computer rather than visiting an office or urgent care facility.

Members can …

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What’s the difference between an individual gap insurance plan and a group gap plan?

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We regularly get inquiries about gap plans, and this is a common question.

We describe group gap insurance plans for employers here.

Essentially, a group gap health insurance plan will usually offer the same kind of comprehensive coverage you get with a major medical insurance plan. They begin paying after a lower deductible and stop paying after …

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What is the deadline for enrolling in Obamacare?

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Everyone is now technically required to have health insurance.

Hey – we’re not here to be political – that’s just the way it is whether we like it or not. If you’re not covered through an employer plan, you’re supposed to get an individual policy.

Here’s what a lot of people still don’t realize:

You can only buy …

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Consumers’ Choice Health Plan is Closing: What You Need to Know

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The SC Department of Insurance announced today that Consumers’ Choice Health Plan has agreed to wind down it’s operations and will leave the market on January 1, 2016.

Consumers’ Choice will not offer health insurance plans in 2016 and all current plans will expire on December 31, 2015.

There are roughly 67,000 people in South Carolina who are …

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