BlueChoice HealthPlan sells Obamacare-compliant individual health insurance plans throughout South Carolina. These plans are marketed as “Blue Option” plans and provide better value for the money than the plans available on the Marketplace.
A big part of that additional value is the fact that these plans include a vision and preventive dental reimbursement as a standard …
How much is this going to cost???
One of the most important factors to consider when looking at individual health insurance is what kind of subsidy you can expect to receive in the Obamacare Marketplace.
These subsidies, technically called “Premium Tax Credits,” can make a huge difference in how much you pay for individual health insurance.
How to …
Open Enrollment for individual health insurance plans is November 1 – December 15.
To be clear, this is the ONLY time you can enroll in individual health insurance for 2020 (unless a major life event qualifies you for a “Special Enrollment Period”).
Some things have changed in South Carolina, so we wanted to briefly tell you what …
Most dental insurance companies are basically the same when you get down to it. But once in a while someone comes a long to do something different and innovative.
We’re excited to begin introducing our clients to Beam Dental (well… as excited as one can be about insurance! But seriously, you should check this out).
Why We …
Medicare Part D provides prescription drug coverage for people on Medicare. Part D plans are provided by private insurance companies who meet minimum standards of coverage outlined by the government.
Nobody is required to buy a Medicare Part D prescription drug plan (“PDP”), but you need to be aware of the potential penalties involved if you …
BlueCross BlueShield of South Carolina recently announced that they will expand eligibility for a household discount on Medicare Supplement plans.
Previously, the discount was only available if a husband and wife were both members on a Medicare Supplement plan.
Happily, this has now been expanded. From their announcement:
“Medicare Supplement members who purchased their plans June 2010 and …
The short answer is YES.
The question is asked because short-term health insurance is so much cheaper than non-subsidized health insurance plans in Obamacare.
Let’s be clear: A good short term health insurance plan will provide good, comprehensive major medical coverage. In other words, it will protect you from unforeseen, catastrophic healthcare costs. With a short-term health …
An HMO (“Health Maintenance Organization”) is a health insurance plan that is designed to care for members health within a specific network of medical providers.
In a typical HMO, you specify a primary care doctor who is your first call for medical care. Visiting a specialist typically requires a referral from this primary care doctor, and …
Bright Health recently announced that it was expanding into South Carolina in 2020, where it will offer plans in Greenville, Anderson, and Pickens Counties.
This expansion, subject to regulatory approval, is part of a larger expansion strategy that will see Bright Health’a overall footprint include 12 markets in 22 states.
We don’t yet know any details about …
You may have heard about some upcoming changes to Medicare supplement plans.
Will Plan F go away?
Let us take just a minute to give you an overview of what you need to know about the Medicare Access and CHIP Reauthorization Act of 2015 (MACRA).
MACRA is a federal law that takes effect January 1, 2020, that affects …