Group Health Insurance with BlueChoice Health Plan in South Carolina

BlueChoice Health Plan is the kid cousin of Blue Cross Blue Shield of South Carolina, and often the two are confused. The fact is that BlueChoice is a functionally independent company and offers some distinct advantages that set them apart in the arena of group health insurance for small businesses in South Carolina. These include:

  • Office Visit Co-pays: Covers all diagnostic and treatment services (including labs and x-rays) provided at a medical office of a Participating Primary Care Physician and at such other places as Authorized by BlueChoice HealthPlan (Lab Corp, Specialty Providers, etc) including preventive services, diagnostic procedures, therapeutic procedures, surgical procedures, medical supplies, consultations and treatment.
  • OBGYN doctors are considered Primary Care Physicians and would fall under the lower co-pay.
  • Preventive Services: Automatically includes routine health screening, well-baby and well-child care provided by in network providers with no dollar maximums or age limits.
  • Routine screening colonoscopies are also covered at 100% at a network provider.
  • Chiropractic Care: Automatically include and covered under the specialist co-pay up to $1000 maximum per person per benefit period.
  • Vision Coverage: Automatically included and covers one eye exam each yr and one pair of glasses or contact lenses every two years (in network only).
  • Dental Care: Automatically included and covers an allowed amount per benefit period for preventive exams and cleanings at any licensed dentist. The basic plan is what we call a “skinny” dental option – better than nothing but not comprehensive. A comprehensive dental plan is also available as an add-on option.

For more information or to get a quote from this or any other small group health insurance company in South Carolina, contact us today!