How a health insurance agent is paid

People often ask how we’re paid, and we’re happy to answer you because we want to be upfront and transparent with our clients (because we’re interested in a long-term relationship with you). We are paid a commission by the insurance company when we sell their plan. The amount and structure of that commission varies with different companies and products, but it is usually (though not always) some percentage of the premiums we generate. It’s important for you to realize, though, that your premiums are unaffected by our commission – your premium will be the same whether you purchase coverage through us or buy directly from the insurance company. This means two things: First, it means that our service is free to you. Second, it means that we work for you and are motivated to make sure you are happy with your insurance coverage.