The national average median cost of one year in a private nursing home room ($74,208) is 54% more than the median household income in the United States ($48,201). (Source: Genworth Financial Cost of Care Survey.) Long-term care insurance can protect you, your family, and your eventual estate from that burden and insure that you can get the quality care you might need. Contact AC Forrest today to get a free, no-obligation quote on long-term care insurance.