The first real fork in the road when you enroll in Medicare is deciding whether you want “Original Medicare” and a Medigap plan or you want to enroll in a Medicare Advantage plan. Here are a few things you need to consider.
Archive for the ‘Medicare Info’ Category
How much does Medicare cost?
There are several variables that affect what you pay for Medicare.
As you know, there are several components of Medicare, so let’s try to break down the cost of each:
When Can I Buy a Medicare Supplement Plan?
Generally speaking, you can apply for a Medicare Supplement (Medigap) plan anytime, but there’s a very important distinction you need to know.
Medigap Open Enrollment Period
The best time to purchase a Medicare Supplement plan is during your initial enrollment into Medicare itself. This initial enrollment period, sometimes called your “Medigap Open Enrollment,” begins the first day of …
Does Medicare Cover Dental?
While Medicare covers a lot of your health-related expenses, it does not provide help with dental insurance.
So for most dental care like cleanings, fillings, tooth extractions, dentures, dental plates, etc., you’ll be on your own.
Medicare Advantage plans may choose to offer dental insurance as part of their plan, but you’ll be limited to their network of …
What kind of Medicare Supplement Plan do you need?
People (like us) throw around the term “Medicare Supplement Plan” a lot… but what does it mean?
A Medicare Supplement Plan fills in some or all of the coverage gaps in Medicare Part A and Part B, which are what you can think of as standard Medicare.
Standard Medicare doesn’t cover everything – there are certain out-of-pocket …
The Main Reason to Choose a Medicare Supplement Over Medicare Advantage
Why should you choose a Medicare supplement plan instead of Medicare Advantage?
It really boils down to one reason: We’d rather be safe than sorry.
Here’s what we mean.
Omaha Insurance to Raise Some Medicare Supplement Rates
Omaha Insurance Company (affiliated with the more well known Mutual of Omaha), has announced that rates on some Medicare supplement plans in South Carolina will go up beginning July 1.
The increase applies to both new and existing policies.
Plan F (by far the most popular plan) and Plan A will go up 6%.
Plan G rates will …
Lower Medicare Supplement Rates
Omaha Insurance Company has lowered their rates on one popular Medicare supplement plan in South Carolina and Kentucky.
Effective June 1, their prices for Plan G are going down. Check it out:
How long does it take to see a doctor? A Revealing Study
Wait. Seriously? How long? There’s nothing sooner?
Finding a new doctor can be difficult. We’ve probably all had this experience when moving to a new area. Many people are having this experience now because of the vast changes to many provider networks brought about by Obamacare.
And if you’re trying to schedule your first appointment in that doctor’s office, you …
What if I change my mind about Medicare Advantage? How can I disenroll?
If you’ve signed up for Medicare Advantage and are having second thoughts, here’s some good news:
The Medicare Advantage Disenrollment Period (MADP) begins January 1, 2014. Medicare Advantage (MA) members are allowed to make one change during this period January 1, 2014 to February 14, 2014 with an effective date of disenrollment after January 1, 2014.
The effective …