Archive for the ‘Uncategorized’ Category

What is Reference-Based Pricing?

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You’re probably going to begin hearing about “Referenced Based Pricing” for group health insurance plans. And for good reason – it could be a great way to save a lot of money on healthcare (and health insurance) costs.

No Networks

The entire point of a provider network is negotiated pricing. An insurance company contracts with hospitals and …

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What is BlueRewards from BlueCross BlueShield of SC?

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Here’s a chance to actually get money back from your insurance company! BlueRewards is something you’re going to want to jump on if you can.

BlueCross BlueShield of South Carolina rolled out the BlueRewards program in 2019 for members with individual health insurance policies.

Members can earn up to $150 per year for doing …

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What is a Pre-Existing Condition

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This is an irrelevant question when we’re talking about Obamacare-compliant health insurance plans. The Affordable Care Act guarantees coverage that includes pre-existing conditions (at the same price).

But if Obamacare isn’t an option because you missed Open Enrollment, you’ll need to look at alternatives like short-term health insurance.  And a short-term health plan isn’t going …

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Walmart Pharmacy and BlueCross BlueShield

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UPDATE: Walmart and CVS Caremark have reached an agreement, and Walmart will remain in their pharmacy network. So ignore what’s below!

Walmart has announced that their pharmacy will be leaving the CVS Caremark pharmacy network. This will impact policyholders with BlueCross BlueShield of South Carolina and BlueChoice HealthPlan (among many other insurance companies who …

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The most popular Obamacare plan in South Carolina: “Bronze 4”

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What’s easily the most popular Obamacare plan in South Carolina?

If you’re not sure which BlueCross BlueShield plan to pick, check out Bronze 4.

Bronze 4 is the plan that the majority of our clients in South Carolina wind up selecting. It’s actually the one we selected for ourselves too.

Why? Because it provides good copay benefits for …

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The BlueChoice HealthPlan Comprehensive Copay

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We often tell our non-subsidy clients that BlueChoice is the best value for the money when it comes to a traditional, Obamacare-compliant health insurance plan.

The primary reason for that is the all-inclusive, comprehensive copay.

What Does Comprehensive Copay Mean?

Fair question! With a BlueChoice copay, members who visit a participating provider in the Blue Option network will …

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Obamacare 2019 in South Carolina

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Open Enrollment for individual health insurance plans runs from November 1st to December 15th.

No need for alarm – you can do this! And we’re here to help. 

As you’ve probably heard, there have been some changes to some of the rules regarding the Affordable Care Act. But most of it remains unchanged, including:

Essential Benefits. Marketplace plans …

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What You Need to Know About Obamacare 2019

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Open Enrollment for individual/family health insurance plans begins November 1!

Open Enrollment is the only time you can set up individual health insurance plans for the coming year. As you may have heard, some things have changed with Obamacare for 2019. But much remains the same. 

6 Things You Need to Know About Obamacare 2019

1. Subsidies. Nothing has changed in Obamacare regarding Premium …

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2019 Medicare Premiums

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The government recently announced the Medicare Part A and Part B premiums for 2019.

Medicare Part B Deductible and Premium for 2019

Medicare Part B covers physician services, outpatient hospital services, certain home health services, durable medical equipment, and certain other medical and health services not covered by Medicare Part A. As you can see, there is …

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BlueChoice HealthPlan Begins Enrolling 2019 Plans

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BlueChoice HealthPlan offers individual health insurance plans off the Marketplace in South Carolina.

Because they are off the Marketplace, they’ve decided to begin enrolling members in 2019 plans a bit early.

Why We Like BlueChoice

If you live in South Carolina and do not qualify for an Obamacare subsidy, you should consider enrolling off Marketplace with BlueChoice. Here …

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