What if I've been declined for health insurance in the past?

There may be other options for you. While there are certain circumstances and conditions that will result in an automatic decline with any health insurance carrier, the underwriting guidelines are not the same in every case. One of the major benefits of using an independent health insurance broker is that we have some familiarity with the underwriting practices at different companies, and we often pre-screen clients before going through a full application to get an idea of what the outcome might be. Talk to us about the specifics of your case and we’ll do our best to help you find coverage. If individual health insurance is not an option, there are limited benefit plans or discounts plans that could benefit you. Contact us with questions or if you’d like to discuss the particulars of your case.