What is a "dual option" health plan?

Many small businesses may not be aware that they can offer employees a choice in health insurance plans. Most insurance companies allow companies of a certain size (for Blue Cross of SC it’s 7 or more) to establish a “dual option” plan. This allows you to choose two plans that you can offer your employees instead of just one. Perhaps the most common approach to a dual option plan is to offer an HSA-qualified plan alongside a more traditional plan that includes copays and the like.