Will my insurance cover weight-loss surgery?

This question comes up from time to time. The quick answer, frankly, is “Probably not.” The best you can do is make a request (or have your agent advocate for you) if you can document that you’ve tried other ways to lose weight including lifestyle changes, diet/exercise/ etc., and that your doctors believe that bariatric surgery is medically necessary as a last resort. It never hurts to ask, but don’t be surprised if they decline.

What, then, are your options? My recommendation at that point would be to consider medical tourism. That sounds crazy to many people, but this is an industry that is growing rapidly and poised to get much bigger over the next several years. There are Western-style hospitals (actually they are often much nicer) with Western, board-certified doctors and surgeons that can perform these surgeries at a fraction of the cost you’d pay here in the States (even factoring in travel expenses).

For example, you could arrange lap-band surgery for $6-10k or gastric bypass surgery for $12-19k. This isn’t cheap, but it’s a whole lot less than you’d pay locally. Just a thought… feel free to contact us for more info.