Accident insurance is an easy and affordable way to protect your family from significant financial costs of care after an accident.
If you're active or have active kids, this is something you're going to want to check out!
Who Needs Accident Insurance?
Who might be a good fit for an accident insurance plan? See if any of these describe you:
- You have a high deductible on your health insurance policy. Lots of people supplement their health plan with an accident plan that can help meet the deductible.
- You have active kids. Parents usually know the risks! Your child falls off the swing, injures a knee playing soccer (welcome to our family!), goes over the handlebars on a bike, etc. Those everyday problems can get really expensive! Accident insurance could save you a lot of money.
- You live an active lifestyle. Maybe you’re into cycling or basketball. Whatever it is, you’re out there staying active.
- You don’t have health insurance at all. If health insurance is too expensive, or you missed Open Enrollment, an accident insurance plan is a very affordable way to provide yourself some level of protection against unexpected medical costs.
How Much Does Accident Insurance Cost?
You can get $5,000 in accident coverage for less than $20/month, or cover your whole family for around $25 per month.
A family can get $7,500/month for around $36/month.
There are no contracts and you can cancel at anytime.
The bottom line, if you use it just one time the policy will probably more than pay for itself.
Pro Tip: You can combine accident insurance with critical illness insurance (cancer, heart attack, stroke) to increase your protection.Contact Us to Learn More
Accident Insurance for Groups
An accident insurance plan is a popular and inexpensive benefit a small business can offer employees as part of an employee benefits package. You can offer it as a “voluntary” benefit, meaning the employee pays the entire cost him/herself via payroll deduction. Or you can offer it as an employer-paid benefit, which is sometimes slightly cheaper.
We’ll be happy to provide you with quotes and information on what accident insurance might look like for your small business. Just ask!
Got questions about accident insurance?
Let’s talk about what makes sense in your situation.