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Health insurance can be overwhelming. We will answer your questions and help you find solutions for your family or business. Scroll on down and look around.

We’re here to help.  Let’s begin!

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Health Insurance

Learn about health insurance options for your family or small business. Find answers to questions and get quotes.

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Alternatives to Health Insurance

Health insurance in the Obamacare world is complicated and expensive. So we have some alternatives you can consider.

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Dental Insurance

Discover a dental insurance policy that makes sense for your family or business. You’ll see how affordable it can be.

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What is the Advantage of an HMO? What is the Disadvantage?


An HMO (“Health Maintenance Organization”) is a health insurance plan that is designed to care for members health within a specific network of medical providers.

In a typical HMO, you specify a primary care doctor who is your first call for medical care. Visiting a specialist typically requires a referral from this primary care doctor, and …

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