We’ll make health insurance as simple as possible. Let us help you find the right health plan on the government’s health insurance marketplace , or through options outside of it. Trust AC Forrest to guide your family or business.
Let’s scroll down and get started.
Short-Term Health Insurance
Get solid temporary coverage at a much lower price than traditional individual health plans. These are useful to fill a gap in coverage or as an alternative to Obamacare.
Individual Health Insurance & Obamacare
Learn about Obamacare health insurance plans both on the government marketplace and off it. Find no-obligation quotes and find out if you’re eligible for premium discounts.
Small Employer Group Health Insurance
There are many ways to insure your employees, including some newer, innovative approaches. Shop for a group health insurance plan for your small business or organization.
We get it. Health insurance can be a hassle and a bit of a pain. And with the implementation of “Obamacare” things have gotten a bit more complicated.
We do our best to help our clients make sense of their options and make informed choices. Think of us as teachers rather than sales guys – we try to make the complicated more simple.
Individual Health Insurance for Individuals and Families
We can help you find the right coverage for your family. Based on your family income, you could be eligible for a government subsidy to help you pay your health insurance premium when you purchase coverage through the government marketplace. We can help you determine your eligibility and will help you find qualified coverage on the exchange.
If you don’t qualify (or don’t qualify for much), we can help you buy coverage outside of the marketplace, where there will be additional options and a more simplified process.
Group Health Insurance for Small Employers
AC Forrest has helped small employers with employee benefits for over 30 years.
Traditionally, health insurance has been the cornerstone of a benefits plan, but that could be changing for groups with fewer than 50 employees. Many groups will benefit from partially self-funded health insurance plans, and many will likely choose to simply help employees purchase individual plans.
We can help you decide if a small group health insurance plan makes sense for you or not, and help make the process simple for you and your employees.
Here’s a brief presentation on 4 ways a small business can approach health insurance:
How to Buy Health Insurance
Ideally we begin with a “discovery” conversation that helps us begin to figure out what you need. We’ll get some basic information from you, like the date of birth and zip code for everyone to be covered.
For individual policies, we can usually show you quotes almost immediately. For group clients, because the quotes are more involved, they usually take a couple days.
We’ll help you understand the different plans and options – you’re free to ask a hundred questions – and help you make the best choice. For individual plans we’ll provide you a link to a secure, online application/enrollment and can help walk you through it. For group clients, we’ll guide you through the paperwork process.
The Health Insurance Carriers
We work with most of the major health insurance carriers, including BlueCross BlueShield, BlueChoice HealthPlan, Humana, United Healthcare, and others.
Where we Work
Our offices are in Georgia and South Carolina, but our reach extends much farther. One of the benefits of the way we work (web-based processes, virtual meetings, etc.) is that we’re able to help clients find health insurance in many other states. We have served clients in states like Alabama, Kentucky, North Carolina, and Tennessee.
If you don’t see your state listed — ask us anyway. We may be able to work with you too.