The most popular Obamacare plan in South Carolina: “Bronze 4”


What’s easily the most popular Obamacare plan in South Carolina?

If you’re not sure which BlueCross BlueShield plan to pick, check out Bronze 4.

Bronze 4 is the plan that the majority of our clients in South Carolina wind up selecting. It’s actually the one we selected for ourselves too.

Why? Because it provides good copay benefits for …

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The BlueChoice HealthPlan Comprehensive Copay


We often tell our non-subsidy clients that BlueChoice is the best value for the money when it comes to a traditional, Obamacare-compliant health insurance plan.

The primary reason for that is the all-inclusive, comprehensive copay.

What Does Comprehensive Copay Mean?

Fair question! With a BlueChoice copay, members who visit a participating provider in the Blue Option network will …

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Obamacare 2019 in South Carolina


Open Enrollment for individual health insurance plans runs from November 1st to December 15th.

No need for alarm – you can do this! And we’re here to help. 

As you’ve probably heard, there have been some changes to some of the rules regarding the Affordable Care Act. But most of it remains unchanged, including:

Essential Benefits. Marketplace plans …

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What You Need to Know About Obamacare 2019


Open Enrollment for individual/family health insurance plans begins November 1!

Open Enrollment is the only time you can set up individual health insurance plans for the coming year. As you may have heard, some things have changed with Obamacare for 2019. But much remains the same. 

6 Things You Need to Know About Obamacare 2019

1. Subsidies. Nothing has changed in Obamacare regarding Premium …

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2019 Medicare Premiums


The government recently announced the Medicare Part A and Part B premiums for 2019.

Medicare Part B Deductible and Premium for 2019

Medicare Part B covers physician services, outpatient hospital services, certain home health services, durable medical equipment, and certain other medical and health services not covered by Medicare Part A. As you can see, there is …

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BlueChoice HealthPlan Begins Enrolling 2019 Plans


BlueChoice HealthPlan offers individual health insurance plans off the Marketplace in South Carolina.

Because they are off the Marketplace, they’ve decided to begin enrolling members in 2019 plans a bit early.

Why We Like BlueChoice

If you live in South Carolina and do not qualify for an Obamacare subsidy, you should consider enrolling off Marketplace with BlueChoice. Here …

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Is BlueCross BlueShield Offering Free Health Insurance Plans?


In South Carolina you’re going to be seeing and hearing a lot about zero premium health insurance plans.

Is free health insurance real?

Yes… and no. Of course health insurance is not free – it’s actually really expensive! (Many of our clients are painfully aware of this reality…)

So why is BlueCross BlueShield of South Carolina marketing zero …

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Do I Have to Enroll in Medicare? How?


For most people, Medicare begins on the first day of the month in which you turn 65. So if your 65th birthday is September 19th, your Medicare coverage will take effect on September 1.

(Note: Medicare is available to people under the age of 65 in certain circumstances, such as those receiving Social Security disability benefits. …

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How to Get Health Insurance Outside Open Enrollment


We still routinely get calls from people who need to get health insurance but are not aware that Obamacare plans simply aren’t available all year.

Often these people would have qualified for a special enrollment period due to moving or losing employer-based coverage, but the 60-day window has closed. What are your options?

Short-Term Health Insurance

The only …

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What’s the cheapest way to avoid the Obamacare penalty?


The Obamacare penalty is still on the books for 2018.

Though recent legislation has repealed the much-discussed “individual mandate” from the Affordable Care Act, that repeal is set to take effect in 2019. That means that the penalty for not having ACA-compliant health coverage is still on the books for 2018.

How much is the Obamacare penalty?

Your …

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