BlueCross BlueShield of South Carolina is the only health insurance company that participates in the Obamacare Marketplace in the Palmetto state.
So when they file for a significant increase, it’s big news for people who buy individual health insurance in South Carolina.
According to the Charleston Post and Courier, BCBS has filed for a 33% rate increase …
Gap insurance is increasingly popular – and for good reason!
Surveys consistently report that most Americans would have trouble coming up with $1,000 to pay an unexpected expense. Yet most individual health insurance plans (and many group plans) have deductibles and out-of-pocket expenses in the $5,000 – $7,000 range (double for families).
Those numbers obviously tell us …
Is your church or organization sending out short-term mission teams this year?
What will happen if something goes wrong or a team member becomes injured or ill?
Many people don’t realize that most health insurance plans don’t travel very well. That’s why experienced travelers never leave the country without a travel insurance plan. The good news is …
Coventry didn’t participate in the Marketplace in 2017, but there may still be some policyholders out there who bought policies a couple years ago.
Coventry has made clear that they will no longer be offering individual health insurance products in Georgia or South Carolina (or a bunch of other states — AR, AZ, CT, FL, IL, KS, …
We get questions like this all the time.
In fact, we’re having more and more conversations that go something like this:
“I just can’t afford these monthly prices anymore – especially for a plan with a really high deductible!”
“I’m not sure the Obamacare plans are worth the price we’re paying.”
“There’s got to be a better option, right?”
Attention BlueChoice HealthPlan members in South Carolina: You need to be aware of a couple of changes to your prescription drug coverage.
Pharmacy coverage is one of the most complicated aspects of managing your health insurance plan.
The cost of prescription drugs is often very high (astronomical, even), and this can lead to difficult decisions on the …
A survey released last year uncovered an incredible statistic:
64% of Americans with a high deductible health insurance plan delayed medical care because they didn’t want to or could not pay their deductible.
Frankly, while it’s a bit alarming, it is not at all surprising. After all, deductibles and out-of-pocket costs keep getting higher as families and employers …
We’ve given up trying to predict what the outcome will be of the various political processes involved in trying to repeal and replace Obamacare! It may or may not happen.
We have to work with what the situation is now. And as of this writing, Obamacare is still the law that governs individual health insurance. And …
We’ve written a lot about short-term health insurance over the years because it’s a perfect way to fill a gap in coverage if you’re moving, changing jobs, or related needs.
It’s also become a popular alternative to Obamacare.
The latter reason is why the federal government (specifically HHS) has issued new guidelines that mandate that short-term policies …
The first real fork in the road when you enroll in Medicare is deciding whether you want “Original Medicare” and a Medigap plan or you want to enroll in a Medicare Advantage plan. Here are a few things you need to consider.